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Workers’ Comp Rates by State

Workers’ compensation insurance rates will vary depending on a number of different factors, including your company’s payroll, employee job classifications, and claims history. However, a major factor involved with calculating workers’ comp rates is what state you operate your business in. Below, we’ve put together a list of average workers’ compensation rates by state.

Workers’ Comp Rates by State

Here are the average workers’ comp rates by state per every $100 in payroll:

 

State Lowest Rate

(Clerical)

Highest Rate

(Labor)

Alabama $0.15 $22.80
Alaska $0.41 $15.85
Arizona $0.20 $20.61
Arkansas $0.13 $10.96
California $0.40 $33.57
Colorado $0.13 $13.53
Connecticut $0.14 $16.75
Delaware $0.22 $14.71
Florida $0.26 $19.40
Georgia $0.12 $38.83
Hawaii $0.21 $10.54
Idaho $0.28 $18.04
Illinois $0.11 $37.24
Indiana $0.11 $7.69
Iowa $0.30 $16.45
Kansas $0.11 $12.49
Kentucky $0.10 $18.15
Louisiana $0.17 $15.93
Maine $0.25 $14.00
Maryland $0.24 $13.89
Massachusetts $0.07 $9.77
Michigan $0.16 $11.04
Minnesota $0.10 $20.49
Mississippi $0.20 $21.96
Missouri $0.15 $19.64
Montana $0.37 $22.84
Nebraska $0.13 $7.40
Nevada $0.21 $11.55
New Hampshire $0.16 $15.87
New Jersey $0.27 $19.72
New Mexico $0.24 $27.61
New York $0.07 $29.93
North Carolina $0.10 $34.06
North Dakota N/A N/A
Ohio N/A N/A
Oklahoma $0.20 $19.49
Oregon $0.10 $24.48
Pennsylvania $0.12 $26.39
Rhode Island $0.15 $13.57
South Carolina $0.18 $36.19
South Dakota $0.16 $23.29
Tennessee $0.11 $21.47
Texas $0.07 $13.29
Utah $0.90 $20.66
Vermont $0.21 $13.37
Virginia $0.08 $14.03
Washington N/A N/A
West Virginia $0.12 $5.47
Wisconsin $0.24 $20.40
Wyoming N/A N/A

 

Get Workers’ Compensation Insurance in Your State

Whether you’re shopping for workers’ compensation insurance for the first time or you’re interested in switching carriers, Cerity is here to make your experience a pleasant one. In just minutes, you can be on your way to a competitive and affordable workers’ comp insurance quote.

We currently offer workers’ compensation insurance coverage for businesses in 39 states, including:

  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Florida
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Michigan
  • Mississippi
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • Oklahoma
  • Oregon
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington D.C.
  • West Virginia
  • Wisconsin

If you’re ready to discover your specific workers’ comp rates, get your free quote online now.