Cover your Iowa business in a few clicks.
Simple process. Affordable price. 70+ industries & growing.
Iowa Businesses We Cover with Workers’ Comp Insurance
Iowa Businesses We Cover with Workers' Comp Insurance
Food & Beverage
Bars, Bistros, Cafeterias/Buffets, Candy Stores, Caterers, Coffee Shops, Doughnut Shops, Fast Casual, Fast Food, Fine Dining, Health Supplement Stores, Juice Shops, Tea Houses, Taverns and NightclubsGet a Free Quote
Data Processing, Ecommerce, Hosting, Graphic Design, Network Installation/Repair, Office Machine Installation/Repair, Programming, Strategy & Management Consulting Services, and Software/Web Development (includes SOLOpreneuers!)Get a Free Quote
Athlete/Actor/Entertainer Agents, Court Reporters, Lawyers & Attorneys at Law, Notaries and TranscriptionGet a Free Quote
Bakeries, Beer/Wine/Liquor Stores, Butcher/Meat Markets, Convenience Stores/Gas Stations, Discount Stores, Fish, Seafood, Fruit & Vegetable Markets, Grocery Stores, Laundromats, Pet Stores, Pharmacies/Drug Stores, Specialty Food StoresGet a Free Quote
Computer Training, Cosmetology/Barber Schools, Exam Preparation/Tutoring, Fine Art Schools, Language Schools, Libraries/Archives, Management Training, Professional Training, & Translation/Interpretation ServicesGet a Free Quote
Microbreweries (less than 15,000 barrels produced per year) & Wine Making (no growing or production of grapes/fruit)Get a Free Quote
Barber Shops/Salons, Cemeteries/Mausoleums, Crematoriums, Funeral Homes, Interior Design, Pet Kennels/Groomers, Photography/Photofinishing, Gyms, Nail Salons, Self-Storage, Tanning Salons, Tattoo/Piercing, and Wedding/Event PlannersGet a Free Quote
Bridal Stores, Clothing Stores, Dry Cleaners, Formal Wear/Costume Rentals, Luggage & Leather Goods Stores, Shoe Retail/Repair, and Tailor ShopsGet a Free Quote
Personal Product Retail
Art Galleries/Stores, Auto Parts, Beauty/Cosmetics, Bike Stores, Bookstores, Camera/Photo Supplies, Cell Phone Retail/Repair, Computer Stores, Jewelry Stores, Musical Instruments, Sporting Goods , Tobacco/Vaping & Video GamesGet a Free Quote
Blood Banks, Dental Labs, Dentists/Orthodontists, GP/Medical Specialists, Kidney Dialysis Centers, Medical Diagnostics & Testing, and VeterinariansGet a Free Quote
Architecture & Engineering Services
Architects & Drafting, Engineering, Surveyors, & Window Treatment Stores (we do not cover construction contractors or trucking companies)Get a Free Quote
Accounting, Auditors, Banks/Credit Unions, Bookkeeping, Collection Agencies, Financial Advisors/Trust Companies, Mortgage & Loan Brokers, Payroll Services, Tax Preparation, Title & Title InsuranceGet a Free Quote
Scientific Research & Development/Consulting, Technical Consulting, & Environmental ConsultingGet a Free Quote
Office, Home, & Garden
Hearing Aid Stores, Hobby/Craft/Art Stores, Gift/Novelty Stores, Florists, Floor Covering Stores, Mailing/Packaging Stores, Models/Toy/Games, Office Supplies, Optical Stores, Paint/Wallpaper Stores, Perfume Stores, Plumbing & TaxidermistsGet a Free Quote
Acupuncture, Chiropractors, Mental Health Practitioners, and Physical & Occupational TherapyGet a Free Quote
Workers' Compensation for Iowa Businesses
Worker’s comp insurance for the Hawkeye State.
Iowa, the first to vote in the presidential primaries, home to the first female lawyer and the first woman to complete the Indy 500 and the Daytona 500, the first to ban “separate but equal” schools, and the first bread-slicing machine, which we think is pretty great.
Iowa is also first in the nation in corn and grain production, which is no surprise, but the Hawkeye state is also tops for pork, soybeans, eggs, turkey and dairy, representing about 7% of the nation’s food supply. Renewable energy is an emerging market. Think of all those flat prairies with giant wind farms and waving fields of wheat and corn. What may be surprising is the abundance of tech jobs in Iowa, especially with data centers of big-name companies like IBM, Microsoft and Google. Here, even the most rural areas enjoy fiber-optic connectivity. And, what else would be manufactured in Winnebago County but, well, Winnebagos! Coincidence? We think not.
Small businesses provide 646,525 jobs and hire about 48.3% of the state’s workers in 267,733 companies, which is about 99.3% of all Iowa businesses. Iowans enjoy a very low unemployment rate too! From agriculture exporting, to business services, to entertainment, to health services, Iowa small business are the heart of the state’s economy.
Birthplace of Hollywood’s favorite pardner, Marion Robert Morrison, aka John Wayne, Donnabelle Mullenger, aka Donna Reed, and it’s where “the music died,” the site of the 1959 plane crash of The Big Bopper, Ritchie Valens and Buddy Holly. The Holliwell Bridge from the 1995 movie “The Bridges of Madison County,” along with five other covered bridges, are found in Iowa. RAGBRAI, the largest bike tour in the world, pedals across Iowa and has been through 99 counties and 780 towns. Glaciers covered Iowa about 14,000 years ago, and residents in the Mahaska County area can’t help stumbling upon woolly mammoth and giant sloth bones.
Workers’ comp insurance is a requirement in Iowa, but it protects you, the small business owner, when your prep chef gashes a thumb slicing onions for your famous Maid-Rite sandwiches or the stovetop popcorn competition in the break room results in burns and slips on the popcorn explosion covering the floor. Things happen, and that’s why you want Cerity in your corner. Cerity, providing affordable and easy workers’ comp coverage for Iowa’s best small businesses!
*2017 business stats provided by the Bureau of Labor Statistics
number of Iowa residents employed by small businesses
number of workplace injuries
annual bushels of corn produced
percentage energy from wind power
gallons of Blue Bunny ice cream produced annually
Explore commonly asked questions about business type, industry and state.
How is Workers' Compensation related to payroll? What do I do when I hire, give raises or fire employees?