Workers' comp insurance for small business.
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When your small business goes through changes, so do your insurance needs. Workers’ comp insurance may be one of the most important investments you’ll make – in your business, in your employees, and in your bottom line. Accidents happen and employee injuries are a possibility in the workplace. Cerity helps lessen the burden so you can support your employee on the road to recovery and keep your business running smoothly. Your workers’ comp policy covers things such as:
Lost Wages
Workers’ comp insurance pays for a portion of lost wages when an employee is unable to work while recovering from a workplace injury.
Medical Expenses
When your employees are injured in the course and scope of work, the medical expenses related to that injury are covered.
Legal Protection
If there’s an allegation of employer negligence causing the injury, your workers’ compensation policy provides legal protection for your business.
Don't worry, we've got you covered. Here's how.
Putting smart technology to work – just for you.
Get your personalized quote in 5 minutes or less.
With just a little information from you, we’ll get you covered and on your way.
Our advanced technology lets us tailor the right coverage to your business needs.
With just a few answers from you, we’re able to quickly pull together your customized quote.
Your total annual payroll helps determine the cost of your policy.
Not sure what your total payroll is? Figure it out in a snap with our simple calculator.
Our quick and easy process gets you a workers’ comp policy that’s right for you.
Your policy can start as soon as tomorrow. Save with a one-time annual payment or choose monthly installments.
We’re giving small business the attention they deserve.
Backed by decades of data, small businesses are our specialty.
When you’ve put your precious time and money into building a business, you want to be sure your business is covered when the unexpected happens. At Cerity, protecting your investment is easier than ever before. Obtain a workers’ comp policy in less than 5 minutes.
Your policy comes with solutions such as:
- A seamless claims process that includes 24/7 access to registered nurses for support with employee workplace injuries
- Payment of medical expenses and lost wages for your injured worker
- 24/7 access to policy documents, account information, claims details and more
- A growing learning center of digital tools and resources to help you reduce your premium and create a safer workplace
Are my state and industry covered yet?
We currently operate in Arizona, Illinois, Kentucky, Montana, Nevada, Oregon, Texas, Vermont & Utah. We specialize in offering coverage to small businesses in several industries, including food and beverage such as restaurants, bars, and caterers. Services such as salons, barber shops, photographers, and interior designers. Retailers like clothing, gift, or shoe stores. We also cover office and medical professionals like lawyers, accountants, doctors, dentists and mortgage brokers. In all, Cerity currently covers more than 70 types of businesses. If you don’t see your business represented above, please try a quote - we may be able to cover you.
See who we cover