Workers' comp insurance for small business

Policies starting at $25/month. Powered by the best predictive modeling in the industry & over 100 years of expertise.

Protecting your team has never been easier

“Cerity is unique in that it assigns rates based on a proprietary model that predicts risk and evaluates pricing based on 100 different tiers.”

“Powered by a complex algorithm, Cerity’s proprietary pricing model provides tailored quotes that address the individual needs of business owners.”

“Kiss goodbye to the phone tag, tedious applications and endless wait times.”

Get workers' comp quickly for:

Lost Wages

Workers’ comp insurance pays for a portion of lost wages when an employee is unable to work while recovering from a workplace injury.

Medical Expenses

When your employees are injured in the course and scope of work, the medical expenses related to that injury are covered.

Legal Protection

If there’s an allegation of employer negligence causing the injury, your workers’ compensation policy provides legal protection for your business.

Built with over 100 years of business insurance experience

“Working with Cerity has been great. I got my business covered quickly and their customer support was fantastic.”

Matthew M.
Clear Stone Telecommunications
Houston, TX

Get a fast workers' comp quote

Your policy includes:

A seamless claims process that includes 24/7 access to registered nurses for support with employee workplace injuries
Payment of medical expenses and lost wages for your injured worker
24/7 access to policy documents, account information, claims details and more
A growing learning center of digital tools and resources to help you reduce your premium and create a safer workplace

It was quick, easy and hassle-free to get the online quote and buy the policy online. At one point, I had a question and their respond was immediate.

Cerity's customer service was great! I got my business covered quickly and at a much better rate than my last insurance company.

I pride myself in being thorough when it comes to making decisions about my business, and can say that Cerity had the best coverage options hands down. Their service is terribly convenient, and their customer service was so helpful throughout the entire process when answering my questions.

Excellent customer service and affordable coverage. Highly recommend!

These guys helped me super quick when I wanted to make some changes to my policy. Very much not what I was expecting given my past experiences with literally every other company I've dealt with in this type of business. I really appreciated it.

Fantastic company. I just won a new big client that required I get workers' comp to land the project. Cerity got me covered quickly and at a surprisingly affordable price!