SMALL BUSINESS OWNERS ARE BIG FANS.
An insurance company that actually gets some love? It’s true.
Upgrade your workers' comp
Happy customer. The employees at Cerity are very knowledgeable and they respond quickly to any request that I may have
Fantastic experience dealing with this company. I would recommend them for any business looking for coverage.
Website was easy to navigate and the price was the best I found for workers compensation insurance !!
Cerity to the rescue. The process was fast and straightforward. We were pleasantly surprised by the experience.
I really enjoyed the group of folks over at Cerity! Their level commitment and dedication to get my Company where it needed to be was second to none.
Had a lot of trouble going through middlemen and confusing contracts to get workers comp for my business before I found this company. Overall a great experience!
Great communication. Love my rep, she’s amazing.
Reasonable premium. We have used this company for over 2 years and are extremely satisfied.
Cerity have great service and customer support. They closely worked with us to pick the policy that fitted our need and set up our policy accounts accordingly!
Super simple to setup a policy and generate certificates. A+++++
“Love this company”
– John E.
Thank you so much for affordable coverage. Fast and simple process.
Great rate with coverage!
Great help, quick turnaround for a special situation involving remote only workers across multiple states.
Simply easy process. Great people who respond extremely fast.
Super easy to use for policy needs!
Fast and easy application! The website was easy to maneuver and understand…the prices were affordable and beat every quote I received prior.
Being a relatively new nonprofit, I did not only know which agency to choose, but also had to find one that was affordable. I am happy that I found Cerity.
Easy application process and affordable rates
Join hundreds
of satisfied
small business owners
who are no longer worried about workers’ comp.
Easy. Service well done and wasn’t hard
Need workmans comp? This is the best to get. Easy to use and set-up, follow up answers in timely manner
Easy to work with. Very good rates.
Nice and quick and easy nice people on phone
Everything is great. Very easy . Thank you
Easy application process – reasonable pricing.
Easy to set up, plus at a decent price.
It was fast, uncomplicated, and I have insurance that covers my employees.
“Couldn't ask for more. I've been with Cerity now for a bit over two years. I have 0 complaints.”
– Brian M.
Quick response. Reliable service.
Fast and easy to sign up and great customer service
Fast, affordable, easy to do
good service. great help. great price.
really simple and easy
Thank you for your prompt reply at answering my questions!
Fast easy to deal with
Outstanding service and easy to use
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How do I know if I need workers’ compensation insurance?
None of us go about our work days expecting the worst to happen, but occasional accidents are inevitable. In fact, the National Safety Council reports that workplace accidents happen every 7 seconds. When employers buy workers’ comp insurance that is simple, straightforward, and comprehensive, they drastically limit the ramifications of injuries and illnesses that occur within the course of the work.
Worried about the cost of workers’ comp coverage? Having workers’ compensation insurance can pay for itself in the event that an employee is injured on the job, because workers’ comp policy premiums are typically significantly lower than the costs associated with covering medical expenses, lost wages, and other work injury-related expenses.
While the laws vary between states, most states require all employers, including small business owners, to have workers’ compensation insurance. Workers’ comp insurance covers all employees, even in states where employers are not required to have workers’ comp insurance because most employers still choose to obtain it to protect their business. Workers’ comp insurance can protect all kinds of businesses including accountants, bars, consultants, fitness, healthcare, restaurants, small business, therapists, architects, home-based businesses, independent contractors, lawyers, LLCs, massage businesses, nail salons, personal trainers, pet sitting businesses, photographers, cosmetology, engineering, estheticians, event planners, beauty, catering, cleaning, food and beverage, medical, offices, retail, and services.
We currently provide workers’ comp insurance to business owners in 47 states, including:
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Iowa, Kentucky, Louisiana, Maine, Maryland, Michigan, Mississippi, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington D.C., West Virginia, Wisconsin.
Read more about the ins and outs of workers’ comp insurance on our blog post titled What is workers’ comp insurance? in our Learning Center.
What does workers’ comp cover?
Workers' compensation insurance provides all state required benefits, including reasonable and necessary medical treatment and wage replacement, for employees injured in the course and scope of employment.
Why should I get insurance through Cerity?
Let us count the ways. As a provider exclusive to small business, we’ve designed our entire offering to fit your needs. That includes:
- Fast quotes and same-day certificates of insurance
- Low, affordable rates with no hidden fees
- Subscription style, month-to-month payments, no long-term commitment required
- Coverage for lost wages and more
- Transparent policies written in plain English
- A pay-as-you-go option that shifts according to your current payroll
- A supportive team including registered nurses on call 24/7
Will Cerity save me money?
It’s not a guarantee, but the chances are good. Many small business owners switch over to us from other providers when they discover they can get 20%, 30%, sometimes even 50% off what they’re currently paying. What can you save? There’s only one way to find out. Grab a quick, free quote here.