SMALL BUSINESS OWNERS ARE BIG FANS.
An insurance company that actually gets some love? It’s true.
Upgrade your workers' comp
Reasonable premium. We have used this company for over 2 years and are extremely satisfied.
Exactly as advertised! Quick, easy, and efficient.
Cerity’s customer service was great! I got my business covered quickly and at a much better rate than my last insurance company.
Super simple to setup a policy and generate certificates. A+++++
It was easy to get my new policy set up and pricing is reasonable
Happy customer. The employees at Cerity are very knowledgeable and they respond quickly to any request that I may have
Fantastic experience dealing with this company. I would recommend them for any business looking for coverage.
The staff was easy to work with and provided the assistance I needed.
Cerity to the rescue. The process was fast and straightforward. We were pleasantly surprised by the experience.
It was great to be able to quickly & easily secure a worker’s compensation policy.
“Love this company”
– John E.
Being a relatively new nonprofit, I did not only know which agency to choose, but also had to find one that was affordable. I am happy that I found Cerity.
Great,thank you!! Always took care of our needs
So far I like this company and insurance. There are no hidden fees and it’s easy to use.
Easy application process and affordable rates
Convenient, able to do everything on line as well as fair pricing.
They took the time to make sure I got the coverage I needed.
Customer service has always been helpful and answered my questions.
I recommend Cerity for small contractors that are required to carry workers comp
Join hundreds
of satisfied
small business owners
who are no longer worried about workers’ comp.
Great service and excellent prices.
Fast and easy! Affordable rates!
Nice and quick and easy nice people on phone
Easy application process – reasonable pricing.
Easy to sign up and affordable prices.
Online fast and easy service ❤️
Cerity is very professional and my experience with them has been nothing but the best.
It was fast, uncomplicated, and I have insurance that covers my employees.
“Couldn't ask for more. I've been with Cerity now for a bit over two years. I have 0 complaints.”
– Brian M.
The company did a great job with ease of use to get a quote, and there was prompt follow up, and good communication
Made it easy thank you
Quick response. Reliable service.
Fast easy to deal with
very user and time friendly
Easy to work with. Fast response
really simple and easy
You are very good
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How do I know if I need workers’ compensation insurance?
None of us go about our work days expecting the worst to happen, but occasional accidents are inevitable. In fact, the National Safety Council reports that workplace accidents happen every 7 seconds. When employers buy workers’ comp insurance that is simple, straightforward, and comprehensive, they drastically limit the ramifications of injuries and illnesses that occur within the course of the work.
Worried about the cost of workers’ comp coverage? Having workers’ compensation insurance can pay for itself in the event that an employee is injured on the job, because workers’ comp policy premiums are typically significantly lower than the costs associated with covering medical expenses, lost wages, and other work injury-related expenses.
While the laws vary between states, most states require all employers, including small business owners, to have workers’ compensation insurance. Workers’ comp insurance covers all employees, even in states where employers are not required to have workers’ comp insurance because most employers still choose to obtain it to protect their business. Workers’ comp insurance can protect all kinds of businesses including accountants, bars, consultants, fitness, healthcare, restaurants, small business, therapists, architects, home-based businesses, independent contractors, lawyers, LLCs, massage businesses, nail salons, personal trainers, pet sitting businesses, photographers, cosmetology, engineering, estheticians, event planners, beauty, catering, cleaning, food and beverage, medical, offices, retail, and services.
We currently provide workers’ comp insurance to business owners in 47 states, including:
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Iowa, Kentucky, Louisiana, Maine, Maryland, Michigan, Mississippi, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington D.C., West Virginia, Wisconsin.
Read more about the ins and outs of workers’ comp insurance on our blog post titled What is workers’ comp insurance? in our Learning Center.
What does workers’ comp cover?
Workers' compensation insurance provides all state required benefits, including reasonable and necessary medical treatment and wage replacement, for employees injured in the course and scope of employment.
Why should I get insurance through Cerity?
Let us count the ways. As a provider exclusive to small business, we’ve designed our entire offering to fit your needs. That includes:
- Fast quotes and same-day certificates of insurance
- Low, affordable rates with no hidden fees
- Subscription style, month-to-month payments, no long-term commitment required
- Coverage for lost wages and more
- Transparent policies written in plain English
- A pay-as-you-go option that shifts according to your current payroll
- A supportive team including registered nurses on call 24/7
Will Cerity save me money?
It’s not a guarantee, but the chances are good. Many small business owners switch over to us from other providers when they discover they can get 20%, 30%, sometimes even 50% off what they’re currently paying. What can you save? There’s only one way to find out. Grab a quick, free quote here.