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Louisiana Businesses We Cover with Workers’ Comp Insurance
Louisiana Businesses We Cover with Workers' Comp Insurance
Food & Beverage
Bars, Bistros, Cafeterias/Buffets, Candy Stores, Caterers, Coffee Shops, Doughnut Shops, Fast Casual, Fast Food, Fine Dining, Health Supplement Stores, Juice Shops, Tea Houses, Taverns and NightclubsGet a Free Quote
Data Processing, Ecommerce, Hosting, Graphic Design, Network Installation/Repair, Office Machine Installation/Repair, Programming, Strategy & Management Consulting Services, and Software/Web Development (includes SOLOpreneuers!)Get a Free Quote
Athlete/Actor/Entertainer Agents, Court Reporters, Lawyers & Attorneys at Law, Notaries and TranscriptionGet a Free Quote
Bakeries, Beer/Wine/Liquor Stores, Butcher/Meat Markets, Convenience Stores/Gas Stations, Discount Stores, Fish, Seafood, Fruit & Vegetable Markets, Grocery Stores, Laundromats, Pet Stores, Pharmacies/Drug Stores, Specialty Food StoresGet a Free Quote
Computer Training, Cosmetology/Barber Schools, Exam Preparation/Tutoring, Fine Art Schools, Language Schools, Libraries/Archives, Management Training, Professional Training, & Translation/Interpretation ServicesGet a Free Quote
Microbreweries (less than 15,000 barrels produced per year) & Wine Making (no growing or production of grapes/fruit)Get a Free Quote
Barber Shops/Salons, Cemeteries/Mausoleums, Crematoriums, Funeral Homes, Interior Design, Pet Kennels/Groomers, Photography/Photofinishing, Gyms, Nail Salons, Self-Storage, Tanning Salons, Tattoo/Piercing, and Wedding/Event PlannersGet a Free Quote
Bridal Stores, Clothing Stores, Dry Cleaners, Formal Wear/Costume Rentals, Luggage & Leather Goods Stores, Shoe Retail/Repair, and Tailor ShopsGet a Free Quote
Personal Product Retail
Art Galleries/Stores, Auto Parts, Beauty/Cosmetics, Bike Stores, Bookstores, Camera/Photo Supplies, Cell Phone Retail/Repair, Computer Stores, Jewelry Stores, Musical Instruments, Sporting Goods , Tobacco/Vaping & Video GamesGet a Free Quote
Blood Banks, Dental Labs, Dentists/Orthodontists, GP/Medical Specialists, Kidney Dialysis Centers, Medical Diagnostics & Testing, and VeterinariansGet a Free Quote
Architecture & Engineering Services
Architects & Drafting, Engineering, Surveyors, & Window Treatment Stores (we do not cover construction contractors or trucking companies)Get a Free Quote
Accounting, Auditors, Banks/Credit Unions, Bookkeeping, Collection Agencies, Financial Advisors/Trust Companies, Mortgage & Loan Brokers, Payroll Services, Tax Preparation, Title & Title InsuranceGet a Free Quote
Scientific Research & Development/Consulting, Technical Consulting, & Environmental ConsultingGet a Free Quote
Office, Home, & Garden
Hearing Aid Stores, Hobby/Craft/Art Stores, Gift/Novelty Stores, Florists, Floor Covering Stores, Mailing/Packaging Stores, Models/Toy/Games, Office Supplies, Optical Stores, Paint/Wallpaper Stores, Perfume Stores, Plumbing & TaxidermistsGet a Free Quote
Acupuncture, Chiropractors, Mental Health Practitioners, and Physical & Occupational TherapyGet a Free Quote
Workers' Compensation for Louisiana Businesses
Worker’s comp insurance for the Bayou State.
Laissez les bon temps rouler! Mardi Gras. Cajun food. Gators. Beignets. Antebellum plantations. French Quarter. Pirates. Louis Armstrong. Voodoo. From wild and untamed to upscale accommodations, Louisiana has a little something for everyone.
It’s not all about the parties and fun, though tourism is one of the biggest industries. Louisiana has the largest concentration of crude oil refineries and one quarter of the nation’s natural gas production. Clustered near the Texas border and Mississippi River you’ll find plants that generate about 25% of the country’s petrochemicals. It’s big business and pays workers very well, trickling down to the area’s small businesses in real estate, contractors, entertainment, and health care. They even buy air boats to hunt the life-filled swamps! Shrimp, crawfish, crabs, oysters and alligators are the big catches in Louisiana, and contribute $2.4 billion annually and account for one in every 70 jobs.
Small businesses are a force of the Louisiana business landscape, with 99.5% of all businesses, or 437,437 companies, considered small. They hire 53.2% of all employees and put food on the tables of 917,466 families. Small businesses are the cogs that make Louisiana a well-oiled machine.
Foodie tourists flock to Louisiana for dishes prepared like nowhere else. Listen to zydeco while you enjoy a gulf breeze in the French Quarter and sop up every last drop of the barbecue shrimp sauce with crusty French bread. We don’t know what’s in boudin, and don’t want to, but it sure goes down easy. There’s no other way to start a New Orleans morning than a piping hot beignet and Café du Monde chickory coffee. And the crawfish, oh the fresh crawfish. Whether you find a mud bug mound in your front yard or attend the Breaux Bridge three-day extravaganza, January through June is the only time of the year to consume mass quantities of the critters.
Louisiana has its fair share of unique workplace accidents, so you’ll want workers’ comp coverage to protect your business and meet state requirements. When your restaurant has a run on fried gator and your bearded swamp man sous chef seizes the opportunity to bring a live gator actin’ crazier than a sprayed roach back for the dinner rush, you’ll be very thankful for coverage. On Ash Wednesday, when your hungover payroll clerk is still wearing beads from the night before and lassos herself on an open file cabinet, that’s covered too. Cerity is here for you when the good times roll a little too far!
*2017 business stats provided by the Bureau of Labor Statistics
number of Louisianans employed by small businesses
number of workplace injuries
annual yield of crawfish
number of alligators
number of Mardi Gras visitors
Explore commonly asked questions about business type, industry and state.
How is Workers' Compensation related to payroll? What do I do when I hire, give raises or fire employees?