Cover your Florida business in a few clicks.
Simple process. Affordable price. 115+ industries & growing.
Florida Businesses We Cover with Workers’ Comp Insurance
Florida Businesses We Cover with Workers' Comp Insurance
Food & Beverage
Bars, Bistros, Cafeterias/Buffets, Candy Stores, Caterers, Coffee Shops, Doughnut Shops, Fast Casual, Fast Food, Fine Dining, Health Supplement Stores, Juice Shops, Tea Houses, Taverns and NightclubsGet a Free Quote
Data Processing, Ecommerce, Hosting, Graphic Design, Network Installation/Repair, Office Machine Installation/Repair, Programming, Strategy & Management Consulting Services, and Software/Web Development (includes SOLOpreneuers!)Get a Free Quote
Athlete/Actor/Entertainer Agents, Court Reporters, Lawyers & Attorneys at Law, Notaries and TranscriptionGet a Free Quote
Bakeries, Beer/Wine/Liquor Stores, Butcher/Meat Markets, Convenience Stores/Gas Stations, Discount Stores, Fish, Seafood, Fruit & Vegetable Markets, Grocery Stores, Laundromats, Pet Stores, Pharmacies/Drug Stores, Specialty Food StoresGet a Free Quote
Computer Training, Cosmetology/Barber Schools, Exam Preparation/Tutoring, Fine Art Schools, Language Schools, Libraries/Archives, Management Training, Professional Training, & Translation/Interpretation ServicesGet a Free Quote
Microbreweries (less than 15,000 barrels produced per year) & Wine Making (no growing or production of grapes/fruit)Get a Free Quote
Barber Shops/Salons, Cemeteries/Mausoleums, Crematoriums, Funeral Homes, Interior Design, Pet Kennels/Groomers, Photography/Photofinishing, Gyms, Nail Salons, Self-Storage, Tanning Salons, Tattoo/Piercing, and Wedding/Event PlannersGet a Free Quote
Bridal Stores, Clothing Stores, Dry Cleaners, Formal Wear/Costume Rentals, Luggage & Leather Goods Stores, Shoe Retail/Repair, and Tailor ShopsGet a Free Quote
Personal Product Retail
Art Galleries/Stores, Auto Parts, Beauty/Cosmetics, Bike Stores, Bookstores, Camera/Photo Supplies, Cell Phone Retail/Repair, Computer Stores, Jewelry Stores, Musical Instruments, Sporting Goods , Tobacco/Vaping & Video GamesGet a Free Quote
Blood Banks, Dental Labs, Dentists/Orthodontists, GP/Medical Specialists, Kidney Dialysis Centers, Medical Diagnostics & Testing, and VeterinariansGet a Free Quote
Architecture & Engineering Services
Architects & Drafting, Engineering, Surveyors, & Window Treatment Stores (we do not cover construction contractors or trucking companies)Get a Free Quote
Accounting, Auditors, Banks/Credit Unions, Bookkeeping, Collection Agencies, Financial Advisors/Trust Companies, Mortgage & Loan Brokers, Payroll Services, Tax Preparation, Title & Title InsuranceGet a Free Quote
Scientific Research & Development/Consulting, Technical Consulting, & Environmental ConsultingGet a Free Quote
Office, Home, & Garden
Hearing Aid Stores, Hobby/Craft/Art Stores, Gift/Novelty Stores, Florists, Floor Covering Stores, Mailing/Packaging Stores, Models/Toy/Games, Office Supplies, Optical Stores, Paint/Wallpaper Stores, Perfume Stores, Plumbing & TaxidermistsGet a Free Quote
Acupuncture, Chiropractors, Mental Health Practitioners, and Physical & Occupational TherapyGet a Free Quote
Workers' Compensation for Florida Businesses
All hail the house of the mouse!
The Sunshine State is the location of eight of the top 20 amusement parks on the continent. Florida is the premiere tourism destination in the world with $51 billion generated in revenue and 1.1 million jobs.
With crystal clear water along 663 miles of beaches and the popular Florida Keys, Florida is at the top of tourist’s lists. Big boats mean big business. Cruise ships produce steady income for local small businesses; about 11.5 million annual passengers and crew contribute $1 billion to hotels, restaurants, shops and parking. Florida’s fishermen export their catches all over the country and supply local restaurants with fresh seafood. A whopping 99.8% of Florida businesses are considered small business and employ 42.2% of Floridians. Sure, many are travel and tourism related, but consider the snowbird retirement communities and the landscape companies, medical services and food purveyors that service their needs. Florida is a land of opportunity!
Thank Florida’s long growing season, which is almost all year, to their large agriculture industry employing two million people. From farm workers, to scientists, to office staff, to exporters, these small businesses produce 40% of the world’s orange juice supply and rank second in the nation for greenhouse and nursery products as well as about 80% of our fresh vegetables consumed in the winter months.
Biomed is big business for Florida small businesses, with 6200 companies supporting 87,000 high paying jobs and 46,000 healthcare firms. Happening now are innovations in new treatments, naturals, generics and over the counter medications, and Florida ranks second in the nation for medical device manufacturing. From prehistoric shark tooth hunting in Venice, to fishing the BIG bass in Lake Okeechobee, Florida small businesses take care of locals and tourists alike with great experiences and memories. Workers’ comp insurance is required in Florida.
Cerity protects your team from the unexpected at the workplace, from a wild “pet” alligator to slips on the break room floor caused by those freshly squeezed Florida oranges.
*2017 business stats provided by the Bureau of Labor Statistics
number of Arizonans employed by small businesses
number of workplace injuries
estimated number of alligators
pounds of shrimp harvested annually at Amelia Island
number of sunken shipwrecks near the Florida Keys
Explore commonly asked questions about business type, industry and state.
How is Workers' Compensation related to payroll? What do I do when I hire, give raises or fire employees?