Cover your Montana business in a few clicks.
Simple process. Affordable price. 70+ industries & growing.
Montana Businesses We Cover with Workers’ Comp Insurance
Montana Businesses We Cover with Workers' Comp Insurance
Food & Beverage
Bars, Bistros, Cafeterias/Buffets, Candy Stores, Caterers, Coffee Shops, Doughnut Shops, Fast Casual, Fast Food, Fine Dining, Health Supplement Stores, Juice Shops, Tea Houses, Taverns and NightclubsGet a Free Quote
Data Processing, Ecommerce, Hosting, Graphic Design, Network Installation/Repair, Office Machine Installation/Repair, Programming, Strategy & Management Consulting Services, and Software/Web Development (includes SOLOpreneuers!)Get a Free Quote
Athlete/Actor/Entertainer Agents, Court Reporters, Lawyers & Attorneys at Law, Notaries and TranscriptionGet a Free Quote
Bakeries, Beer/Wine/Liquor Stores, Butcher/Meat Markets, Convenience Stores/Gas Stations, Discount Stores, Fish, Seafood, Fruit & Vegetable Markets, Grocery Stores, Laundromats, Pet Stores, Pharmacies/Drug Stores, Specialty Food StoresGet a Free Quote
Computer Training, Cosmetology/Barber Schools, Exam Preparation/Tutoring, Fine Art Schools, Language Schools, Libraries/Archives, Management Training, Professional Training, & Translation/Interpretation ServicesGet a Free Quote
Microbreweries (less than 15,000 barrels produced per year) & Wine Making (no growing or production of grapes/fruit)Get a Free Quote
Barber Shops/Salons, Cemeteries/Mausoleums, Crematoriums, Funeral Homes, Interior Design, Pet Kennels/Groomers, Photography/Photofinishing, Gyms, Nail Salons, Self-Storage, Tanning Salons, Tattoo/Piercing, and Wedding/Event PlannersGet a Free Quote
Bridal Stores, Clothing Stores, Dry Cleaners, Formal Wear/Costume Rentals, Luggage & Leather Goods Stores, Shoe Retail/Repair, and Tailor ShopsGet a Free Quote
Personal Product Retail
Art Galleries/Stores, Auto Parts, Beauty/Cosmetics, Bike Stores, Bookstores, Camera/Photo Supplies, Cell Phone Retail/Repair, Computer Stores, Jewelry Stores, Musical Instruments, Sporting Goods , Tobacco/Vaping & Video GamesGet a Free Quote
Blood Banks, Dental Labs, Dentists/Orthodontists, GP/Medical Specialists, Kidney Dialysis Centers, Medical Diagnostics & Testing, and VeterinariansGet a Free Quote
Architecture & Engineering Services
Architects & Drafting, Engineering, Surveyors, & Window Treatment Stores (we do not cover construction contractors or trucking companies)Get a Free Quote
Accounting, Auditors, Banks/Credit Unions, Bookkeeping, Collection Agencies, Financial Advisors/Trust Companies, Mortgage & Loan Brokers, Payroll Services, Tax Preparation, Title & Title InsuranceGet a Free Quote
Scientific Research & Development/Consulting, Technical Consulting, & Environmental ConsultingGet a Free Quote
Office, Home, & Garden
Hearing Aid Stores, Hobby/Craft/Art Stores, Gift/Novelty Stores, Florists, Floor Covering Stores, Mailing/Packaging Stores, Models/Toy/Games, Office Supplies, Optical Stores, Paint/Wallpaper Stores, Perfume Stores, Plumbing & TaxidermistsGet a Free Quote
Acupuncture, Chiropractors, Mental Health Practitioners, and Physical & Occupational TherapyGet a Free Quote
Workers' Compensation for Montana Businesses
We're here to serve business owners of the Treasure State.
Montana is a gold mine for small businesses, with economic cornerstones like mining, agriculture, timber and tourism. Featuring wide open spaces and plenty of clear, fresh air, Montana small business owners have a diverse set of industries in which to thrive. They can also say they’re from the same state as Evel Knievel, which is totally cool.
The Treasure State is home to gold, silver and lots of minerals, with $2.7 billion attributed to hard rock mining alone. Timber is also a massive market sector, covering the removal, transport and processing of timber to the more than 10 paper mills in Montana. Small businesses employ 65.2% of Montana’s employees, or 244,668 people. The jobs are predominantly related to travel, entertainment, retail and medical fields, and many service the mining, agriculture and timber sectors.
Agriculture alone is huge business in Montana, contributing over $2 billion annually to the state’s economy. Every company, regardless of industry, uses small business services or have their own accountants, cleaning crews, office staff and IT personnel. Small businesses are the heart of Montana. The town of Ekalaka (how fun is that to say?!) is named after the daughter of Sioux chief Sitting Bull, so be sure to swing through on your way to the southern border, straddled by Yellowstone National Park. Montana is also host to Glacier National Park and part of the Rocky Mountains.
Tourists flock to Montana for adventures from epic road trips, white water adventures, skiing, climbing, biking, and wildlife viewing. If you’re a red meat aficionado, Montana is for you. Famous for elk, bison and pastured beef, the meals really stick to your ribs. Fittingly, Montana is also known for the best hunting grounds of many species of morel mushrooms. Elk steak with morel sauce and a side of grilled morels, followed by huckleberry pie? Yes please!
Workers’ comp insurance is required in Montana, but it’s also a valuable perk to employees. At Cerity, we’re here to covering your Big Sky Country workers’ comp needs.
*2017 business stats provided by the Bureau of Labor Statistics
number of Montana residents employed by small businesses
number of workplace injuries
average weight of a bison
lakes in Glacier National Park
miles of rivers and creeks
Explore commonly asked questions about business type, industry and state.
How is Workers' Compensation related to payroll? What do I do when I hire, give raises or fire employees?