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Simple process. Affordable price. 70+ industries & growing.
Illinois Businesses We Cover with Workers’ Comp Insurance
Illinois Businesses We Cover with Workers' Comp Insurance
Food & Beverage
Bars, Bistros, Cafeterias/Buffets, Candy Stores, Caterers, Coffee Shops, Doughnut Shops, Fast Casual, Fast Food, Fine Dining, Health Supplement Stores, Juice Shops, Tea Houses, Taverns and NightclubsGet a Free Quote
Data Processing, Ecommerce, Hosting, Graphic Design, Network Installation/Repair, Office Machine Installation/Repair, Programming, Strategy & Management Consulting Services, and Software/Web Development (includes SOLOpreneuers!)Get a Free Quote
Athlete/Actor/Entertainer Agents, Court Reporters, Lawyers & Attorneys at Law, Notaries and TranscriptionGet a Free Quote
Bakeries, Beer/Wine/Liquor Stores, Butcher/Meat Markets, Convenience Stores/Gas Stations, Discount Stores, Fish, Seafood, Fruit & Vegetable Markets, Grocery Stores, Laundromats, Pet Stores, Pharmacies/Drug Stores, Specialty Food StoresGet a Free Quote
Computer Training, Cosmetology/Barber Schools, Exam Preparation/Tutoring, Fine Art Schools, Language Schools, Libraries/Archives, Management Training, Professional Training, & Translation/Interpretation ServicesGet a Free Quote
Microbreweries (less than 15,000 barrels produced per year) & Wine Making (no growing or production of grapes/fruit)Get a Free Quote
Barber Shops/Salons, Cemeteries/Mausoleums, Crematoriums, Funeral Homes, Interior Design, Pet Kennels/Groomers, Photography/Photofinishing, Gyms, Nail Salons, Self-Storage, Tanning Salons, Tattoo/Piercing, and Wedding/Event PlannersGet a Free Quote
Bridal Stores, Clothing Stores, Dry Cleaners, Formal Wear/Costume Rentals, Luggage & Leather Goods Stores, Shoe Retail/Repair, and Tailor ShopsGet a Free Quote
Personal Product Retail
Art Galleries/Stores, Auto Parts, Beauty/Cosmetics, Bike Stores, Bookstores, Camera/Photo Supplies, Cell Phone Retail/Repair, Computer Stores, Jewelry Stores, Musical Instruments, Sporting Goods , Tobacco/Vaping & Video GamesGet a Free Quote
Blood Banks, Dental Labs, Dentists/Orthodontists, GP/Medical Specialists, Kidney Dialysis Centers, Medical Diagnostics & Testing, and VeterinariansGet a Free Quote
Architecture & Engineering Services
Architects & Drafting, Engineering, Surveyors, & Window Treatment Stores (we do not cover construction contractors or trucking companies)Get a Free Quote
Accounting, Auditors, Banks/Credit Unions, Bookkeeping, Collection Agencies, Financial Advisors/Trust Companies, Mortgage & Loan Brokers, Payroll Services, Tax Preparation, Title & Title InsuranceGet a Free Quote
Scientific Research & Development/Consulting, Technical Consulting, & Environmental ConsultingGet a Free Quote
Office, Home, & Garden
Hearing Aid Stores, Hobby/Craft/Art Stores, Gift/Novelty Stores, Florists, Floor Covering Stores, Mailing/Packaging Stores, Models/Toy/Games, Office Supplies, Optical Stores, Paint/Wallpaper Stores, Perfume Stores, Plumbing & TaxidermistsGet a Free Quote
Acupuncture, Chiropractors, Mental Health Practitioners, and Physical & Occupational TherapyGet a Free Quote
Workers' Compensation for Illinois Businesses
We're here to serve business owners of the Prairie State.
Illinois isn’t just the flat, rolling fields of corn and soy we all visualize (although they do feed and fuel the world with 75,000 farms covering 76% of the 57,918 square miles of land). It’s the home of Chicago, a bastion of professional services in the financial sector, and top universities like University of Illinois, Loyola and Northwestern University.
Biotechnologies, like clean energy technology, medical and nutritional products, chemistry and physics research breakthroughs are all part of the broad makeup of Illinois. The Illinois biotech sector alone is a $100 billion annual industry. Sports fans root for “da Bears,” the White Sox and Cubbies, the Bulls and the Blackhawks while chomping down Chicago-style dogs.
If you’re headed to the Chicagoland Speedway in Joliet, watch out for Jake and Elwood, a.ka. The Blues Brothers.. Their auction car has a “cop motor, a 440-cubic-inch plant. It’s got cop tires, cop suspension, cop shocks.” It may or may not have a giant bullhorn on top and be plowing through a local mall. By the way, Superman’s adopted hometown of Metropolis is a real town in southern Illinois.
Illinois is home to 1.2 million small businesses, or 99.6% of companies and provide 2.5 million private sector jobs. Exports are a large sector of the small business opportunity in Illinois, with 20,192 small businesses generating about $15 billion in exports in 2015. Professional, scientific and technical occupations are the biggest employers, followed by health care, retail and entertainment.
While there are a few and very limited exemptions, workers’ comp insurance, also known as workman’s comp in the Prairie State, is a must-have in Illinois. Failure to comply is considered a felony, so don’t take that chance. Joliet may be closed, but there are other prisons! Your employees are your greatest asset, so be sure to protect their assets from the slip on Greektown tzatziki sauce in the breakroom, or an over-eager and over-caffeinated young Exchange floor worker trying to hand you a morning cup of joe.
*2017 business stats provided by the Bureau of Labor Statistics
number of Illinois residents employed by small businesses
number of workplace injuries
oreos made annually at the Chicago Nabisco factory
square miles covered by the Great Lakes
height of Willis Tower, tallest building in North America
Explore commonly asked questions about business type, industry and state.
How is Workers' Compensation related to payroll? What do I do when I hire, give raises or fire employees?