Cover your Arizona business in a few clicks.
Simple process. Affordable price. 70+ industries & growing.
Arizona Businesses We Cover with Workers’ Comp Insurance
Arizona Businesses We Cover with Workers' Comp Insurance
Food & Beverage
Bars, Bistros, Cafeterias/Buffets, Candy Stores, Caterers, Coffee Shops, Doughnut Shops, Fast Casual, Fast Food, Fine Dining, Health Supplement Stores, Juice Shops, Tea Houses, Taverns and NightclubsGet a Free Quote
Data Processing, Ecommerce, Hosting, Graphic Design, Network Installation/Repair, Office Machine Installation/Repair, Programming, Strategy & Management Consulting Services, and Software/Web Development (includes SOLOpreneuers!)Get a Free Quote
Athlete/Actor/Entertainer Agents, Court Reporters, Lawyers & Attorneys at Law, Notaries and TranscriptionGet a Free Quote
Bakeries, Beer/Wine/Liquor Stores, Butcher/Meat Markets, Convenience Stores/Gas Stations, Discount Stores, Fish, Seafood, Fruit & Vegetable Markets, Grocery Stores, Laundromats, Pet Stores, Pharmacies/Drug Stores, Specialty Food StoresGet a Free Quote
Computer Training, Cosmetology/Barber Schools, Exam Preparation/Tutoring, Fine Art Schools, Language Schools, Libraries/Archives, Management Training, Professional Training, & Translation/Interpretation ServicesGet a Free Quote
Microbreweries (less than 15,000 barrels produced per year) & Wine Making (no growing or production of grapes/fruit)Get a Free Quote
Barber Shops/Salons, Cemeteries/Mausoleums, Crematoriums, Funeral Homes, Interior Design, Pet Kennels/Groomers, Photography/Photofinishing, Gyms, Nail Salons, Self-Storage, Tanning Salons, Tattoo/Piercing, and Wedding/Event PlannersGet a Free Quote
Bridal Stores, Clothing Stores, Dry Cleaners, Formal Wear/Costume Rentals, Luggage & Leather Goods Stores, Shoe Retail/Repair, and Tailor ShopsGet a Free Quote
Personal Product Retail
Art Galleries/Stores, Auto Parts, Beauty/Cosmetics, Bike Stores, Bookstores, Camera/Photo Supplies, Cell Phone Retail/Repair, Computer Stores, Jewelry Stores, Musical Instruments, Sporting Goods , Tobacco/Vaping & Video GamesGet a Free Quote
Blood Banks, Dental Labs, Dentists/Orthodontists, GP/Medical Specialists, Kidney Dialysis Centers, Medical Diagnostics & Testing, and VeterinariansGet a Free Quote
Architecture & Engineering Services
Architects & Drafting, Engineering, Surveyors, & Window Treatment Stores (we do not cover construction contractors or trucking companies)Get a Free Quote
Accounting, Auditors, Banks/Credit Unions, Bookkeeping, Collection Agencies, Financial Advisors/Trust Companies, Mortgage & Loan Brokers, Payroll Services, Tax Preparation, Title & Title InsuranceGet a Free Quote
Scientific Research & Development/Consulting, Technical Consulting, & Environmental ConsultingGet a Free Quote
Office, Home, & Garden
Hearing Aid Stores, Hobby/Craft/Art Stores, Gift/Novelty Stores, Florists, Floor Covering Stores, Mailing/Packaging Stores, Models/Toy/Games, Office Supplies, Optical Stores, Paint/Wallpaper Stores, Perfume Stores, Plumbing & TaxidermistsGet a Free Quote
Acupuncture, Chiropractors, Mental Health Practitioners, and Physical & Occupational TherapyGet a Free Quote
Workers' Compensation for Arizona Businesses
Worker’s comp insurance for the gem of the American southwest.
Home to Grand Canyon National Park and the unique Petrified Forest and Mesa Verde National Parks, and it’s also known as the birthplace of chimichangas.
As if burritos aren’t delicious enough, they deep-fried them. Genius. Be sure to grab a snack to munch on as you drive I-19, the only US Interstate marked in kilometers instead of miles. Because that won’t throw you off! Grab a spare for the desolate, straight, long roads seen in movies, like in The Karate Kid as the LaRussos drive from New Jersey to California. Definitely chimichanga territory.
Manufacturing and copper mining are the largest revenue producing industries next to tourism and entertainment, and they turn to numerous small businesses providing support in equipment, professional services, exporting, medical and food services. In fact, 99.4% of all the state’s businesses are considered small businesses and employ 1 million Arizonans.
While Arizona is known for deserts and the 21 reservations welcoming visitors with learning opportunities and cultural performances, a surprising 24% is covered by forests. Head up to Flagstaff to view the famous Ponderosa pines. If you crave luxury spa treatments, head to Sedona. Experience the Wild West in old mine towns like Jerome, and walk in the footsteps of Wyatt Earp and Doc Holliday in Tombstone. Wherever you go, you’ll find the finest turquoise in the country, most of it set by artists and tribal artisans.
Small business opportunity is bountiful in the desert! Arizona is also the home state to Barry Goldwater, Frank Lloyd Wright’s studio, Superwoman Lynda Carter and gymnast Kerri Strug. Workers’ compensation insurance is legally required for all businesses with five or more payroll employees, and under this “no fault” system injured employees are entitled to compensation regardless of the circumstances of the incident. Beyond legal requirements, it’s just good business to protect your most valuable asset, your employees. Cerity, your trusted workers’ compensation partner for Arizona’s best small businesses.
*2017 business stats provided by the Bureau of Labor Statistics
number of Arizonans employed by small businesses
number of workplace injuries
metric tons of Copper mined in AZ each year
economic impact of seasonal snowbirds
number of feet tall of the largest saguaro cactus
Explore commonly asked questions about business type, industry and state.
How is Workers' Compensation related to payroll? What do I do when I hire, give raises or fire employees?