Cover your Texas business in a few clicks.
Simple process. Affordable price. 70+ industries & growing.
Texas Businesses We Cover with Workers’ Comp Insurance
Texas Businesses We Cover with Workers' Comp Insurance
Food & Beverage
Bars, Bistros, Cafeterias/Buffets, Candy Stores, Caterers, Coffee Shops, Doughnut Shops, Fast Casual, Fast Food, Fine Dining, Health Supplement Stores, Juice Shops, Tea Houses, Taverns and NightclubsGet a Free Quote
Data Processing, Ecommerce, Hosting, Graphic Design, Network Installation/Repair, Office Machine Installation/Repair, Programming, Strategy & Management Consulting Services, and Software/Web Development (includes SOLOpreneuers!)Get a Free Quote
Athlete/Actor/Entertainer Agents, Court Reporters, Lawyers & Attorneys at Law, Notaries and TranscriptionGet a Free Quote
Bakeries, Beer/Wine/Liquor Stores, Butcher/Meat Markets, Convenience Stores/Gas Stations, Discount Stores, Fish, Seafood, Fruit & Vegetable Markets, Grocery Stores, Laundromats, Pet Stores, Pharmacies/Drug Stores, Specialty Food StoresGet a Free Quote
Computer Training, Cosmetology/Barber Schools, Exam Preparation/Tutoring, Fine Art Schools, Language Schools, Libraries/Archives, Management Training, Professional Training, & Translation/Interpretation ServicesGet a Free Quote
Microbreweries (less than 15,000 barrels produced per year) & Wine Making (no growing or production of grapes/fruit)Get a Free Quote
Barber Shops/Salons, Cemeteries/Mausoleums, Crematoriums, Funeral Homes, Interior Design, Pet Kennels/Groomers, Photography/Photofinishing, Gyms, Nail Salons, Self-Storage, Tanning Salons, Tattoo/Piercing, and Wedding/Event PlannersGet a Free Quote
Bridal Stores, Clothing Stores, Dry Cleaners, Formal Wear/Costume Rentals, Luggage & Leather Goods Stores, Shoe Retail/Repair, and Tailor ShopsGet a Free Quote
Personal Product Retail
Art Galleries/Stores, Auto Parts, Beauty/Cosmetics, Bike Stores, Bookstores, Camera/Photo Supplies, Cell Phone Retail/Repair, Computer Stores, Jewelry Stores, Musical Instruments, Sporting Goods , Tobacco/Vaping & Video GamesGet a Free Quote
Blood Banks, Dental Labs, Dentists/Orthodontists, GP/Medical Specialists, Kidney Dialysis Centers, Medical Diagnostics & Testing, and VeterinariansGet a Free Quote
Architecture & Engineering Services
Architects & Drafting, Engineering, Surveyors, & Window Treatment Stores (we do not cover construction contractors or trucking companies)Get a Free Quote
Accounting, Auditors, Banks/Credit Unions, Bookkeeping, Collection Agencies, Financial Advisors/Trust Companies, Mortgage & Loan Brokers, Payroll Services, Tax Preparation, Title & Title InsuranceGet a Free Quote
Scientific Research & Development/Consulting, Technical Consulting, & Environmental ConsultingGet a Free Quote
Office, Home, & Garden
Hearing Aid Stores, Hobby/Craft/Art Stores, Gift/Novelty Stores, Florists, Floor Covering Stores, Mailing/Packaging Stores, Models/Toy/Games, Office Supplies, Optical Stores, Paint/Wallpaper Stores, Perfume Stores, Plumbing & TaxidermistsGet a Free Quote
Acupuncture, Chiropractors, Mental Health Practitioners, and Physical & Occupational TherapyGet a Free Quote
Workers' Compensation for Texas Businesses
Worker’s comp insurance from deep in the heart of Texas
Texas, home state to Tommy Lee Jones, Matthew McConaughey, Beyoncé, BOTH guys from Supernatural, and now Cerity! We built our home in Austin, the tech hub (geek central) of this mighty state known for its independent streak, where 99.8% of companies are considered small businesses and employ an impressive 4.7 million Texans. We get to see the celebs as they come in droves for SXSW and Austin City Limits Music Festival while we enjoy the best Tex-Mex and fusion eats.
Small business needs are as wide as the 13-hour drive from the desert of El Paso through the rolling hill country of central Texas, to the subtropical climate of Houston and on to Orange, the gateway to the swamps and Cajun country. Texas is known for open spaces filled with oil rigs, massive refineries and cattle, but did you know that most small business employers are in health care, travel, entertainment and retail?
With destinations like San Antonio and vast stretches of Gulf Coast beaches, it’s no wonder that Texas is a vacation hot-spot. Construction jobs are the third largest employer category, because room to grow and business-friendly tax codes draw entrepreneurs like moths to a flame. From the pharmaceutical and telecom companies in Dallas, to the oil and gas industry in Houston and West Texas, to the tech-heavy jobs in Austin, Texas has high-paying professional positions and the retail businesses to support their lifestyles.
As varied as Texas businesses are, they all have one thing in common: the need for worker’s comp insurance. Though it’s not mandatory in Texas, Cerity protects your business when your employee drops his Whataburger lunch in the break room, slips on spilled coffee, and falls into the glass shelves of office snacks. Or when your new “muscle” on the catering crew tries to prove himself a little too much and unloads a tall stack of hot steam trays of brisket, gets sweat in his eyes from the 108 degree day, and whacks his head on the van door. Bless his sweaty little heart.
*2017 business stats provided by the Texas Department of Insurance
number of Texans employed by small businesses
number of workplace injuries
number of Austinite Willie Nelson #1 hits
number of Mexican restaurants in Texas
number of feet taller the Texas capitol is over the US capitol
Explore commonly asked questions about business type, industry and state.
How is Workers' Compensation related to payroll? What do I do when I hire, give raises or fire employees?