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Maine Businesses We Cover with Workers’ Comp Insurance
Maine Businesses We Cover with Workers' Comp Insurance
Food & Beverage
Bars, Bistros, Cafeterias/Buffets, Candy Stores, Caterers, Coffee Shops, Doughnut Shops, Fast Casual, Fast Food, Fine Dining, Health Supplement Stores, Juice Shops, Tea Houses, Taverns and NightclubsGet a Free Quote
Data Processing, Ecommerce, Hosting, Graphic Design, Network Installation/Repair, Office Machine Installation/Repair, Programming, Strategy & Management Consulting Services, and Software/Web Development (includes SOLOpreneuers!)Get a Free Quote
Athlete/Actor/Entertainer Agents, Court Reporters, Lawyers & Attorneys at Law, Notaries and TranscriptionGet a Free Quote
Bakeries, Beer/Wine/Liquor Stores, Butcher/Meat Markets, Convenience Stores/Gas Stations, Discount Stores, Fish, Seafood, Fruit & Vegetable Markets, Grocery Stores, Laundromats, Pet Stores, Pharmacies/Drug Stores, Specialty Food StoresGet a Free Quote
Computer Training, Cosmetology/Barber Schools, Exam Preparation/Tutoring, Fine Art Schools, Language Schools, Libraries/Archives, Management Training, Professional Training, & Translation/Interpretation ServicesGet a Free Quote
Microbreweries (less than 15,000 barrels produced per year) & Wine Making (no growing or production of grapes/fruit)Get a Free Quote
Barber Shops/Salons, Cemeteries/Mausoleums, Crematoriums, Funeral Homes, Interior Design, Pet Kennels/Groomers, Photography/Photofinishing, Gyms, Nail Salons, Self-Storage, Tanning Salons, Tattoo/Piercing, and Wedding/Event PlannersGet a Free Quote
Bridal Stores, Clothing Stores, Dry Cleaners, Formal Wear/Costume Rentals, Luggage & Leather Goods Stores, Shoe Retail/Repair, and Tailor ShopsGet a Free Quote
Personal Product Retail
Art Galleries/Stores, Auto Parts, Beauty/Cosmetics, Bike Stores, Bookstores, Camera/Photo Supplies, Cell Phone Retail/Repair, Computer Stores, Jewelry Stores, Musical Instruments, Sporting Goods , Tobacco/Vaping & Video GamesGet a Free Quote
Blood Banks, Dental Labs, Dentists/Orthodontists, GP/Medical Specialists, Kidney Dialysis Centers, Medical Diagnostics & Testing, and VeterinariansGet a Free Quote
Architecture & Engineering Services
Architects & Drafting, Engineering, Surveyors, & Window Treatment Stores (we do not cover construction contractors or trucking companies)Get a Free Quote
Accounting, Auditors, Banks/Credit Unions, Bookkeeping, Collection Agencies, Financial Advisors/Trust Companies, Mortgage & Loan Brokers, Payroll Services, Tax Preparation, Title & Title InsuranceGet a Free Quote
Scientific Research & Development/Consulting, Technical Consulting, & Environmental ConsultingGet a Free Quote
Office, Home, & Garden
Hearing Aid Stores, Hobby/Craft/Art Stores, Gift/Novelty Stores, Florists, Floor Covering Stores, Mailing/Packaging Stores, Models/Toy/Games, Office Supplies, Optical Stores, Paint/Wallpaper Stores, Perfume Stores, Plumbing & TaxidermistsGet a Free Quote
Acupuncture, Chiropractors, Mental Health Practitioners, and Physical & Occupational TherapyGet a Free Quote
Workers' Compensation for Maine Businesses
Worker's comp for the Pine Tree State
Maine’s economy is diverse and relies on many sectors. Construction has rebounded since the recession and permits are increasing each year. About 85,000 Mainers are employed in tourism, thanks to the mild summers and fall leaf peepers. Cruise ship revenue is critical for the Down East area, especially resort towns like Bar Harbor.
Tourism and retail tend to be BFFs, so it’s no surprise that about 6% of the workers are in some variety of retail sales. The healthcare industry is seeing the most growth and has a high demand for psychiatrists. Fresh blueberries and lobster are dietary staples in Maine and are responsible for most of the state’s agriculture. Here you’ll also find fresh, delicious apples in hundreds of varieties and gourmet maple syrup. From the pick your own orchards to the boutiques in the quaint towns, Maine small businesses represent 99.3% of the companies. 145,536 small businesses employ 284,658 employees, or 56.9% of the work force. Tourists flock to Maine to escape the summer heat and catch the magnificent leaf display and whale migration each fall.
Spring visitors catch the waterfalls of spring runoff and might even see a moose. But really, fall is the prime season. See the leaves at Acadia National Park, the second most visited national park, and even catch your own lobster! It’s well-known that the best lobster is caught in months ending in -er.
While you’re on the coast, be sure to scout the best sea glass beaches and hunt for your own unique souvenir. Watch for author Stephen King in Bangor and members of the Bush family around Kennebunkport. Great deals can be found at the L.L. Bean company store in Freeport, and be sure to catch the cryptozoology museum in Portland, dedicated to artifacts of yetis and lake monsters.
Purchase a workers’ comp quote policy online from Cerity and your business can be compliant with Maine workers’ comp law before you can finish a bowl of chowda and a Moxie. The area might have originally been settled by Ice Age hunters, but that doesn’t mean today’s employees aren’t going to slip on the mud tracked in from the parking lot. Your employees will appreciate the coverage when a moose investigates downtown looking for the perfect mate! Down Easters, Cerity has you covered!
Explore commonly asked questions about business type, industry and state.
How is Workers' Compensation related to payroll? What do I do when I hire, give raises or fire employees?