SMALL BUSINESS OWNERS ARE BIG FANS.
An insurance company that actually gets some love? It’s true.
Upgrade your workers' comp
The staff was easy to work with and provided the assistance I needed.
Cerity have great service and customer support. They closely worked with us to pick the policy that fitted our need and set up our policy accounts accordingly!
Great customer service. Agent was patient and kind.
I had a great experience with Cerity! The process for obtaining workers compensation insurance was fast, easy, and affordable!
Happy customer. The employees at Cerity are very knowledgeable and they respond quickly to any request that I may have
I really enjoyed the group of folks over at Cerity! Their level commitment and dedication to get my Company where it needed to be was second to none.
Exactly as advertised! Quick, easy, and efficient.
Website was easy to navigate and the price was the best I found for workers compensation insurance !!
It was easy to get my new policy set up and pricing is reasonable
Had a lot of trouble going through middlemen and confusing contracts to get workers comp for my business before I found this company. Overall a great experience!
“Love this company”
– John E.
They took the time to make sure I got the coverage I needed.
Easy application process and affordable rates
Great help, quick turnaround for a special situation involving remote only workers across multiple states.
Great,thank you!! Always took care of our needs
Customer service has always been helpful and answered my questions.
Being a relatively new nonprofit, I did not only know which agency to choose, but also had to find one that was affordable. I am happy that I found Cerity.
Simply easy process. Great people who respond extremely fast.
Smooth and easy process. Would recommend to everyone.
Join hundreds
of satisfied
small business owners
who are no longer worried about workers’ comp.
As having WC policy for 20 years, the initial application process was quick & easy. Fast turnaround in confirming/setting up the policy.
Fast and easy! Affordable rates!
Everything is great. Very easy . Thank you
It was fast, uncomplicated, and I have insurance that covers my employees.
Great service and excellent prices.
Nice and quick and easy nice people on phone
Easy to sign up and affordable prices.
Easy application process – reasonable pricing.
“Couldn't ask for more. I've been with Cerity now for a bit over two years. I have 0 complaints.”
– Brian M.
GREAT SERVICES AND VERY PROMPT.
It was very easy and quick to get my policy up and running literally took minutes and I was able to do everything through their website
good service. great help. great price.
Fast easy to deal with
Thank you for your prompt reply at answering my questions!
Fast, affordable, easy to do
Quick response. Reliable service.
very user and time friendly
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How do I know if I need workers’ compensation insurance?
None of us go about our work days expecting the worst to happen, but occasional accidents are inevitable. In fact, the National Safety Council reports that workplace accidents happen every 7 seconds. When employers buy workers’ comp insurance that is simple, straightforward, and comprehensive, they drastically limit the ramifications of injuries and illnesses that occur within the course of the work.
Worried about the cost of workers’ comp coverage? Having workers’ compensation insurance can pay for itself in the event that an employee is injured on the job, because workers’ comp policy premiums are typically significantly lower than the costs associated with covering medical expenses, lost wages, and other work injury-related expenses.
While the laws vary between states, most states require all employers, including small business owners, to have workers’ compensation insurance. Workers’ comp insurance covers all employees, even in states where employers are not required to have workers’ comp insurance because most employers still choose to obtain it to protect their business. Workers’ comp insurance can protect all kinds of businesses including accountants, bars, consultants, fitness, healthcare, restaurants, small business, therapists, architects, home-based businesses, independent contractors, lawyers, LLCs, massage businesses, nail salons, personal trainers, pet sitting businesses, photographers, cosmetology, engineering, estheticians, event planners, beauty, catering, cleaning, food and beverage, medical, offices, retail, and services.
We currently provide workers’ comp insurance to business owners in 47 states, including:
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Iowa, Kentucky, Louisiana, Maine, Maryland, Michigan, Mississippi, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington D.C., West Virginia, Wisconsin.
Read more about the ins and outs of workers’ comp insurance on our blog post titled What is workers’ comp insurance? in our Learning Center.
What does workers’ comp cover?
Workers' compensation insurance provides all state required benefits, including reasonable and necessary medical treatment and wage replacement, for employees injured in the course and scope of employment.
Why should I get insurance through Cerity?
Let us count the ways. As a provider exclusive to small business, we’ve designed our entire offering to fit your needs. That includes:
- Fast quotes and same-day certificates of insurance
- Low, affordable rates with no hidden fees
- Subscription style, month-to-month payments, no long-term commitment required
- Coverage for lost wages and more
- Transparent policies written in plain English
- A pay-as-you-go option that shifts according to your current payroll
- A supportive team including registered nurses on call 24/7
Will Cerity save me money?
It’s not a guarantee, but the chances are good. Many small business owners switch over to us from other providers when they discover they can get 20%, 30%, sometimes even 50% off what they’re currently paying. What can you save? There’s only one way to find out. Grab a quick, free quote here.