SMALL BUSINESS OWNERS ARE BIG FANS.
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Upgrade your workers' comp
Fast, easy and great price. Approved and covered in 5 mins, as a new very busy business owner this was extremely appreciated.
Great customer service. Agent was patient and kind.
Fantastic experience dealing with this company. I would recommend them for any business looking for coverage.
Cerity’s customer service was great! I got my business covered quickly and at a much better rate than my last insurance company.
Cerity to the rescue. The process was fast and straightforward. We were pleasantly surprised by the experience.
Had a lot of trouble going through middlemen and confusing contracts to get workers comp for my business before I found this company. Overall a great experience!
Cerity have great service and customer support. They closely worked with us to pick the policy that fitted our need and set up our policy accounts accordingly!
Happy customer. The employees at Cerity are very knowledgeable and they respond quickly to any request that I may have
Reasonable premium. We have used this company for over 2 years and are extremely satisfied.
Exactly as advertised! Quick, easy, and efficient.
“Love this company”
– John E.
Super easy to use for policy needs!
Being a relatively new nonprofit, I did not only know which agency to choose, but also had to find one that was affordable. I am happy that I found Cerity.
Great help, quick turnaround for a special situation involving remote only workers across multiple states.
Fast and easy application! The website was easy to maneuver and understand…the prices were affordable and beat every quote I received prior.
Customer service has always been helpful and answered my questions.
They took the time to make sure I got the coverage I needed.
Easy application process and affordable rates
Convenient, able to do everything on line as well as fair pricing.
Join hundreds
of satisfied
small business owners
who are no longer worried about workers’ comp.
Great service and excellent prices.
Online fast and easy service ❤️
As having WC policy for 20 years, the initial application process was quick & easy. Fast turnaround in confirming/setting up the policy.
Very nice rate and good customer service
Easy application process – reasonable pricing.
Fast and easy! Affordable rates!
Everything is great. Very easy . Thank you
It was fast, uncomplicated, and I have insurance that covers my employees.
“Couldn't ask for more. I've been with Cerity now for a bit over two years. I have 0 complaints.”
– Brian M.
You are very good
good service. great help. great price.
very user and time friendly
Made it easy thank you
Fast easy to deal with
really simple and easy
Thank you for your prompt reply at answering my questions!
The company did a great job with ease of use to get a quote, and there was prompt follow up, and good communication
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How do I know if I need workers’ compensation insurance?
None of us go about our work days expecting the worst to happen, but occasional accidents are inevitable. In fact, the National Safety Council reports that workplace accidents happen every 7 seconds. When employers buy workers’ comp insurance that is simple, straightforward, and comprehensive, they drastically limit the ramifications of injuries and illnesses that occur within the course of the work.
Worried about the cost of workers’ comp coverage? Having workers’ compensation insurance can pay for itself in the event that an employee is injured on the job, because workers’ comp policy premiums are typically significantly lower than the costs associated with covering medical expenses, lost wages, and other work injury-related expenses.
While the laws vary between states, most states require all employers, including small business owners, to have workers’ compensation insurance. Workers’ comp insurance covers all employees, even in states where employers are not required to have workers’ comp insurance because most employers still choose to obtain it to protect their business. Workers’ comp insurance can protect all kinds of businesses including accountants, bars, consultants, fitness, healthcare, restaurants, small business, therapists, architects, home-based businesses, independent contractors, lawyers, LLCs, massage businesses, nail salons, personal trainers, pet sitting businesses, photographers, cosmetology, engineering, estheticians, event planners, beauty, catering, cleaning, food and beverage, medical, offices, retail, and services.
We currently provide workers’ comp insurance to business owners in 47 states, including:
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Iowa, Kentucky, Louisiana, Maine, Maryland, Michigan, Mississippi, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington D.C., West Virginia, Wisconsin.
Read more about the ins and outs of workers’ comp insurance on our blog post titled What is workers’ comp insurance? in our Learning Center.
What does workers’ comp cover?
Workers' compensation insurance provides all state required benefits, including reasonable and necessary medical treatment and wage replacement, for employees injured in the course and scope of employment.
Why should I get insurance through Cerity?
Let us count the ways. As a provider exclusive to small business, we’ve designed our entire offering to fit your needs. That includes:
- Fast quotes and same-day certificates of insurance
- Low, affordable rates with no hidden fees
- Subscription style, month-to-month payments, no long-term commitment required
- Coverage for lost wages and more
- Transparent policies written in plain English
- A pay-as-you-go option that shifts according to your current payroll
- A supportive team including registered nurses on call 24/7
Will Cerity save me money?
It’s not a guarantee, but the chances are good. Many small business owners switch over to us from other providers when they discover they can get 20%, 30%, sometimes even 50% off what they’re currently paying. What can you save? There’s only one way to find out. Grab a quick, free quote here.