SMALL BUSINESS OWNERS ARE BIG FANS.
An insurance company that actually gets some love? It’s true.
Upgrade your workers' comp
I really enjoyed the group of folks over at Cerity! Their level commitment and dedication to get my Company where it needed to be was second to none.
Fantastic experience dealing with this company. I would recommend them for any business looking for coverage.
Happy customer. The employees at Cerity are very knowledgeable and they respond quickly to any request that I may have
It was great to be able to quickly & easily secure a worker’s compensation policy.
I had a great experience with Cerity! The process for obtaining workers compensation insurance was fast, easy, and affordable!
The staff was easy to work with and provided the assistance I needed.
Great communication. Love my rep, she’s amazing.
Exactly as advertised! Quick, easy, and efficient.
Website was easy to navigate and the price was the best I found for workers compensation insurance !!
Reasonable premium. We have used this company for over 2 years and are extremely satisfied.
“Love this company”
– John E.
I recommend Cerity for small contractors that are required to carry workers comp
Great,thank you!! Always took care of our needs
Customer service has always been helpful and answered my questions.
Being a relatively new nonprofit, I did not only know which agency to choose, but also had to find one that was affordable. I am happy that I found Cerity.
Great help, quick turnaround for a special situation involving remote only workers across multiple states.
Thank you so much for affordable coverage. Fast and simple process.
Smooth and easy process. Would recommend to everyone.
Super easy to use for policy needs!
Join hundreds
of satisfied
small business owners
who are no longer worried about workers’ comp.
Was great did not take all my time up had everything complete in less then 2 hours
Easy to work with. Very good rates.
Great service and excellent prices.
Easy to sign up and affordable prices.
Everything is great. Very easy . Thank you
Nice and quick and easy nice people on phone
Online fast and easy service ❤️
Easy. Service well done and wasn’t hard
“Couldn't ask for more. I've been with Cerity now for a bit over two years. I have 0 complaints.”
– Brian M.
Fast and easy to sign up and great customer service
good service. great help. great price.
Quick response. Reliable service.
Made it easy thank you
really simple and easy
Fast, affordable, easy to do
Amazing service super friendly and helpful
It’s easy and very simple and affordable. Thank you.
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How do I know if I need workers’ compensation insurance?
None of us go about our work days expecting the worst to happen, but occasional accidents are inevitable. In fact, the National Safety Council reports that workplace accidents happen every 7 seconds. When employers buy workers’ comp insurance that is simple, straightforward, and comprehensive, they drastically limit the ramifications of injuries and illnesses that occur within the course of the work.
Worried about the cost of workers’ comp coverage? Having workers’ compensation insurance can pay for itself in the event that an employee is injured on the job, because workers’ comp policy premiums are typically significantly lower than the costs associated with covering medical expenses, lost wages, and other work injury-related expenses.
While the laws vary between states, most states require all employers, including small business owners, to have workers’ compensation insurance. Workers’ comp insurance covers all employees, even in states where employers are not required to have workers’ comp insurance because most employers still choose to obtain it to protect their business. Workers’ comp insurance can protect all kinds of businesses including accountants, bars, consultants, fitness, healthcare, restaurants, small business, therapists, architects, home-based businesses, independent contractors, lawyers, LLCs, massage businesses, nail salons, personal trainers, pet sitting businesses, photographers, cosmetology, engineering, estheticians, event planners, beauty, catering, cleaning, food and beverage, medical, offices, retail, and services.
We currently provide workers’ comp insurance to business owners in 47 states, including:
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Iowa, Kentucky, Louisiana, Maine, Maryland, Michigan, Mississippi, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington D.C., West Virginia, Wisconsin.
Read more about the ins and outs of workers’ comp insurance on our blog post titled What is workers’ comp insurance? in our Learning Center.
What does workers’ comp cover?
Workers' compensation insurance provides all state required benefits, including reasonable and necessary medical treatment and wage replacement, for employees injured in the course and scope of employment.
Why should I get insurance through Cerity?
Let us count the ways. As a provider exclusive to small business, we’ve designed our entire offering to fit your needs. That includes:
- Fast quotes and same-day certificates of insurance
- Low, affordable rates with no hidden fees
- Subscription style, month-to-month payments, no long-term commitment required
- Coverage for lost wages and more
- Transparent policies written in plain English
- A pay-as-you-go option that shifts according to your current payroll
- A supportive team including registered nurses on call 24/7
Will Cerity save me money?
It’s not a guarantee, but the chances are good. Many small business owners switch over to us from other providers when they discover they can get 20%, 30%, sometimes even 50% off what they’re currently paying. What can you save? There’s only one way to find out. Grab a quick, free quote here.