I subcontract work to other companies/firms. Do I need to check if they are complying with Workers’ Comp laws?

Yes, if you subcontract some of your work to other businesses or individuals, you should always ask them to provide a Certificate of Insurance to ensure they are covered. However, a Certificate of Insurance (COI) isn’t a guarantee of coverage (policy may have cancelled since issuance). You should request periodic COIs throughout the contract.

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