Yes, if you subcontract some of your work to other businesses or individuals, you should always ask them to provide a Certificate of Insurance to ensure they are covered. However, a Certificate of Insurance (COI) isn’t a guarantee of coverage (policy may have cancelled since issuance). You should request periodic COIs throughout the contract.
I subcontract work to other companies/firms. Do I need to check if they are complying with Workers’ Comp laws?
September 16, 2018