Helpful articles & resources for business owners
Welcome to our digital resource for workers' comp, workplace safety, business management, and more. Click a category below to get started.
How do I check the status and terms of my policy, pay my bills, and see my account and payment history?
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Who We Cover
For example, we cover businesses like bars, restaurants, and coffee shops, as well as offices such as tech and graphic design firms. Cerity also offers coverage to services such as barbers/ beauty salons, medical (i.e. general practitioners, psychiatrists, veterinarians, and diagnostic labs), and retail such as clothing, gifts, and shoe stores.
We currently provide workers’ comp insurance to business owners in 46 states, including:
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Lousiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington D.C., West Virginia, Wisconsin.
We are rapidly expanding to serve more small businesses. If you don’t see your business represented above, please try a quote - we may be able to cover you.
1. Assess your workplace, and identify known hazards and risks
2. Develop written programs and a process for when accidents occur
3. Provide safety training to your employees, educating them on what to do if an accident occurs
4. Clearly post safety protocol for handling equipment and hazardous materials
5. Create a safety committee, focused on continuous monitoring and improvement of the program
Here are some examples of safety work programs provided by the US Department of Labor, which can reduce your premium over time.
How is Workers' Compensation related to payroll? What do I do when I hire, give raises or fire employees?
I subcontract work to other companies/firms. Do I need to check if they are complying with Workers' Comp laws?