Why do I need Workers’ Compensation Insurance?

In most states, it’s required for small business owners to obtain workers’ compensation coverage. In the event that an employee is injured in the course and scope of your employment, workers’ compensation insurance protects you from costly lawsuits and provides state required compensation for the employee, including lost wages and medical expenses.

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Learning Center Resources


  • Top Workers’ Comp Questions
  • Small Business Resources
  • Workplace Safety Tips