Life in your restaurant, bar, or coffee shop moves fast. Which is why we do too.
Workers' comp insurance for your business - in five minutes or less.Let's Go
You take service seriously. So do we.
You know the saying…accidents happen. Wet kitchen floors, hot ovens, sharp knives, heavy trays – there’s no shortage of hazards in the restaurant workplace.
As you grow your business, it’s important to make sure your company is protected in case the unexpected happens. As you bring on new team members and increase space, your workers’ compensation policy will keep your business covered.
That’s where Cerity comes in. We’re not just experts in workers’ compensation insurance, we’re experts at helping restaurants, coffee shops and bars manage premiums and keep employees safe.
What you need. When you need it.
Explore cost-saving tools
Download safety materials
And much more!
We know restaurants.
of claims are due to cuts, punctures, or scrapes, making them the leading causes of WC claims in the restaurant industry.*
of total incurred paid expenses are due to trips and falls, making them the costliest type of injury in the restaurant industry.*
*Source: National Council on Compensation Insurance;
2010 thru 2017 as of October 2018; active NCCI states since 2010 only.
Don't worry, we've got you covered. Here's how.
Putting smart technology to work – just for you.
Get your personalized policy in 5 minutes or less.
With just a little information from you, we’ll get you covered and on your way.
Our proprietary algorithm lets us tailor the right coverage to your business needs.
With just a few answers from you, we’re able to quickly pull together your customized policy.
Your total annual payroll helps determine the cost of your policy.
Not sure? Figure out your annual payroll in a snap with our simple calculator.
Our quick and easy process gets you a workers’ comp policy that’s customized for you.
Your policy can start as soon as tomorrow. Save with a one-time annual payment or choose monthly installments – it’s up to you.