|Industry||# of Employees||Full Story|
Knowing your employee and your business are protected in case of accidents through your workers’ comp policy inspires confidence. The confidence that you , your employees, and your business can continue to grow and evolve because Cerity is taking care of the details, so you don’t have to.
“Fantastic company. I just won a new big client that required I get workers’ comp to land the project. Cerity got me covered quickly and at a surprisingly affordable price!”
John Rose, Rosebud Motel
Knowing your employee and your business are protected in case of accidents
Companies are placed in groups or classifications with other companies that do similar things and therefor have similar operations and risk. Each group or classification is associated with ‘base rate’ which serves as a starting point for calculating premium. From there, adjustment – both positive and negative – are made based on those various factors.
Generally speaking, the more dangerous the job the higher the premium. For example, employees who work in restaurants or spend their days around dangerous equipment, such as knives while Statistics, some of the most dangerous jobs in 2017 unsurprisingly included loggers, fishers, pilots and roofers.
What can I do to help my bottom line?
Cerity can help. We provide tips to help you provide a safe workplace and reduce risk. We also evaluate all of the factors that go into calculating the policy for your businesss, leveraging smart technology, predictive modeling, and decades of industry experience to provide you an affordable quote. If you have any questions, our member services team is happy to assist you.Download the Full PDF